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PUBLIC MARKS from creditdebit with tags "credit repair" & finance

March 2008

"Credit Repair Kit" Sound To Good To Be True? It Is.

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates o...

How's Your Credit Report Looking?

Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report. Have you received your free annual credit report? If not, the first thing you want to do is get a copy of y...

Credit Card Fraud Protection

Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime. You have to guard your credit card or credit...

Credit Repair: How To Deal With Your Creditors

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. If you are in danger of credit problems because you have more debts than you can handle, there are things you can do at least keep your creditors reason...

Save Gasoline Costs with a Gas Company "Rebate" Credit Card

Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program. The ...

February 2008

Realise Your Personal Needs with Bad Credit Personal Loan

Tip! Visit Bad Credit Help for more resources and help with your credit. If you have a bad credit score it means that you are struggling with your personal finance. In such a situation it will really be tough for you to fulfill your personal needs with...

How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. Most consumers are ...

Credit Report Repair - Boost Your Credit Score

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit report and raise your credit score. However, it can only be done th...

Three Steps to Starting Your New Business With a Clean Credit Score

Tip! Don’t beat yourself up. I know this maybe hard, especially if you have a low credit score. For many people, starting their own business is a personal dream. Before fulfilling your personal dream, it’s necessary to get your personal fi...

January 2008

Fantasy Credit Report

Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report. Your Credit Report (the Boring Part) Your online credit report is a collection of files and records pertaining...

Do You Need a Credit Card?

Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges. Ther...

What Is On Your Equifax Credit Report?

Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it. Equifax is one of the three major credit...

December 2007

Credit Card Shopping - Easy if You Know What to Look For

Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit. It’s hard to get by in society today without a credit card. There are times whe...

The Easy Way To Build Great Credit Report

Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...

The Fundamentals of a Credit Card

Tip! Treat your credit card like a debit card. Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right...

A Quick Guide to Credit Card Machines

Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card. We’ve come a long way ...

Why Avoid Car Dealerships if You Need a Bad Credit Car Loan

Tip! View her recommended lenders for bad credit car loans online. Also, view her recommended sources for a credit report agency. Car Dealerships A car dealership business is to sell you the car you want. When it comes to obtaining finance, even thoug...

Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out. I...

Save Money Using A Credit Card

Tip! Teaser rate — Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders. If you are a conscious and energetic saver, then you have most probably been told that cred...

Bad Credit is No More A Hurdle with Poor Credit Personal Loan

Tip! A UK Bad Credit Personal Loan rates are variable, depending on status. Your monthly repayments will depend on the amount borrowed and term. Your bad credit is an obstacle which comes in your way of getting your wishes financed through loans. Bad...

The Most Common Credit Card FAQs

Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...

Meet Your New Friend, The Low Rate Credit Card

Tip! Payment mode. This could be another factor influencing your choice of credit card. Low rate credit cards can be very beneficial for today’s shopping consumers. They can be used in a variety of ways to include obtaining a cash advance, purch...

November 2007

Credit Card Traps To Avoid: How the New 'Universal Default Clause' Can Hurt Your Pocketbook

Tip! Ditto for any email you receive asking you to ‘verify’ details for your credit card info by clicking on a link in the email to take you to a verification page. If it’s a company with which you do business - PayPal for instance - ...

Learn How to Repair a Bad Credit Rating

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

Credit Repair, Do Something Now!

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. Many people do not think when it comes to signing on the dotted line to make a purchase by credit card or loan. When the bill comes in, it can be time for...